Shared Ownership in Lincolnshire

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What is Shared Ownership?

In short, shared ownership means that the home you own is part owned by a housing association.  The amount you own will be determined by you when you purchase the property based on what you can afford.  Typically, you can get shared ownership where you own between 25% and 75% of your home.

Each month you will pay your mortgage as you would with any other home.  However, the difference is you pay rent to the housing association based on the amount that they own.

Even getting a deposit together is easier as the shared ownership mortgage is only for between 25% and 75% of the property. The rest, as mentioned earlier, is rent which is paid to the housing association that owns the development.

Who is eligible for a shared ownership property?

Shared Ownership homes are aimed at first time buyers, downsizers or those who used to own a home, but are unable to buy one at the moment.

You are eligible if you have a household income that is less than £80,000 per year (in London it is less than £90,000).

When searching for shared ownership properties please use the filters at the top of the page to find those that match your criteria.