Shared Ownership in Northamptonshire

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What is Shared Ownership?

In short, shared ownership means that the home you own is part owned by a housing association.  The amount you own will be determined by you when you purchase the property based on what you can afford.  Typically, you can get shared ownership where you own between 25% and 75% of your home.

Each month you will pay your mortgage as you would with any other home.  However, the difference is you pay rent to the housing association based on the amount that they own.

Even getting a deposit together is easier as the shared ownership mortgage is only for between 25% and 75% of the property. The rest, as mentioned earlier, is rent which is paid to the housing association that owns the development.

Who is eligible for a shared ownership property?

Shared Ownership homes are aimed at first time buyers, downsizers or those who used to own a home, but are unable to buy one at the moment.

You are eligible if you have a household income that is less than £80,000 per year (in London it is less than £90,000).

When searching for shared ownership properties please use the filters at the top of the page to find those that match your criteria.

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Shared Ownership in Nether Heyford, Northamptonshire 2 bedroom Semi-Detached House

Northamptonshire / Nether Heyford
ID #69435 • Listed: 11/09/2019

2 bedroom house available in Hillside Crescent, Nether Heyford, South Northants, NN7 3LS – £77,000 for 35% share Plots 3 & 4…

Grand Union Living

Semi-Detached House
Overall price: £220000
Equity share: 35% (£77000)
Shared Ownership

Shared Ownership in Silverstone, Northamptonshire 2 bedroom Semi-Detached House

Silverstone / Northamptonshire
ID #69408 • Listed: 11/09/2019

2 bedroom house available in Towcester Road, Silverstone, South Northants, NN12 8WG – £87,500 for 35% share Plot 125 Built by Bovis…

Grand Union Living

Semi-Detached House
Overall price: £250000
Equity share: 35% (£87500)
Shared Ownership

Shared Ownership in Silverstone, Northamptonshire 2 bedroom Semi-Detached House

Silverstone / Northamptonshire
ID #69404 • Listed: 11/09/2019

2 bedroom house available in Towcester Road, Silverstone, South Northants, NN12 8WG – £85,750 for 35% share Plot 124 Built by Bovis…

Grand Union Living

Semi-Detached House
Overall price: £245000
Equity share: 35% (£85750)
Shared Ownership

Shared Ownership in Kettering, Northamptonshire 3 bedroom Terraced House

Northamptonshire / Kettering
ID #67302 • Listed: 05/07/2019

3 bedroom terraced house available in West Hill, Kettering – 87,500 for 35% share Application Deadline: 14/07/19 Grand Union Living in partnership…

Grand Union Living

Terraced House
Overall price: £250000
Equity share: 35% (£87500)
Shared Ownership

Shared Ownership in Kettering, Northamptonshire 3 bedroom Semi-Detached House

Northamptonshire / Kettering
ID #67296 • Listed: 05/07/2019

3 bedroom house available in West Hill, Kettering – 91,000 for 35% share Application Deadline: 14/07/19 Grand Union Living in partnership with…

Grand Union Living

Semi-Detached House
Overall price: £260000
Equity share: 35% (£91000)
Shared Ownership