We are pleased to bring to the market this 2 bedroom Terraced House Shared Ownership. It is situated in Cirencester, Gloucestershire and is available now.

1 Swinford Close , Cirencester

Two Bedroom End Terrace, both bedrooms are Large.

House is within walking distance of the local town centre and local primary school. Countrywide walks on the doorstep. Enclosed garden with gate access. Parking space to the front of the house. Downstairs W.C and main bathroom.

Viewings

Thank you for your recent interest in the above property. The seller is currently accepting viewings and if you would like to arrange a viewing, please contact the seller on the details below.

Seller Name: Tom Waters and Bethan Waters

Seller Contact Details: bethanjennie@yahoo.com and 07753236438 – Bethan

As a shared ownership home, you will need to be eligible for Shared Ownership.

As a reminder, to be eligible for shared ownership you will need to evidence:

• your household income is £80,000 a year or less (£90,000 a year or less in London)
• you cannot afford all of the deposit and mortgage payments for a home that meets your needs
One of the following must also be true:
• you’re a first-time buyer
• you used to own a home but cannot afford to buy one now
• you’re forming a new household – for example, after a relationship breakdown
• you’re an existing shared owner, and you want to move
• you own a home and want to move but cannot afford a new home that meets your needs

Please take note of the minimum income, (£43,556) which is based on the minimum deposit (£8,900) for this property. If you are placing a larger deposit, the minimum income will reduce. Always check with us if you are unsure whether you can afford the property.

If you make a successful offer to the seller after your viewing, they will let us know and we will then be able to refer you for a financial assessment with an Independent Financial Advisor. This is compulsory for all Shared Ownership purchases and does not interfere with any mortgage arrangements you have already made. They will complete an assessment but you are not obliged to use them afterwards to arrange your mortgage, but can if you wish. You will also be required to complete a Stonewater application form. Further information on the financial assessment and application form will be provided.